Last Update: September 12, 2018

Thank you for visiting obalearn.com. Your privacy is important to us.  To better protect your privacy, we provide this notice explaining our information practices and choices you can make about the way your information is collected and used by us.

We update our privacy policy from time to time. If we do, we will notify you of any significant changes, either by notifying you on the web site or by sending you an email. New versions of this Policy do not apply retroactively, and we will tell you of the exact date that they go into effect. If you keep using OBALearn after a change, that means that you accept this policy.

What does our Privacy Policy cover?
This Privacy Policy describes how we collect information from you and how we use this information. It applies to all services offered on our web site and our legal basis for doing so. It also covers when and how this information may be shared and your rights and choices regarding the information you provide to use. If you are visiting our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located, and our central database is operated. The data protection and other laws of the United States might not be as comprehensive as those in your country. If you choose to use the Services, you need to agree to our Terms of Use, which sets out the contract between OBALearn and its users.  Please be assured that we seek to take reasonable steps to ensure that your privacy is protected. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this privacy policy.

What information do we collect?
Through our website, you can view our services and access free materials.  You can also request and order services provided by us.  The information we gather will be related to your use of our services.  Certain personally identifiable information may be required to engage in certain activities or services of our site and to receive the products and services you have requested therein.  The types of personal identifiable information we collect in such instances may include, and not limited to: name, alias or screen-name, email address, history of previous purchases.

We may also collect certain non-personally identifiable information when you visit our web pages or use our applications.  Such information may be: type of browser and operating system, IP address, device identifiers, Internet or wireless provider, and other location or access-based information. We also collect information about the ways people visit and interact with our site through the use of Google Analytics. You can opt out of being included in Google Analytics by installing a plug-in on your browser. For more information about our use of data analytics to protect and improve our Services, see our Cookie Policy;

We take security very seriously, and the security of your personal data is important to us. We follow industry-standard practices to protect the data we collect and maintain to encrypt information as it travels over the internet. No method of transmission over the internet or electronic storage is completely secure, so OBALearn cannot guarantee its absolute security.

Your account information is protected by a password, which you should choose carefully and keep secure.  We encourage the responsible disclosure of any vulnerabilities of our services by emailing techsupport@obalearn.com.

OBALearn partners with other companies (such as Stripe and Paypal) for payment processing and the payment information you submit is collected and used by our payment processors in accordance with their privacy policies. We do not store your payment information apart from the last four digits of your credit card or bank account (as applicable), expiration date, and country, which we require for tax, government regulatory and security purposes.

How do we comply with the Digital Millennium Copyright Act (DMCA)? 
As set forth on our Terms of Use, you may contact our agent if you believe that a work protected by a U.S. copyright which you own, has been posted or stored on our site without authorization. It is our policy to terminate, in appropriate circumstances, the access rights of repeat infringers. The following procedure and information incidental to the claim will be collected in such instances.  If you believe that someone has posted material at this website which infringes the intellectual property or other rights of third parties or which is in violation of U.S. law or which is racist, sexist, obscene, harassing, defamatory, or otherwise objectionable, or which constitutes child pornography, we ask you to promptly notify us by email at the following address:  admin@obalearn.com. You must use this address if you want to ensure that your complaint is actually received by the appropriate person charged with responding to such communications. In order to respond as quickly as possible to any complaint, please provide us with as much detail as possible, including (1) the nature of the right infringed or violated (including the registration numbers of any registered copyrights, trademarks or patents allegedly infringed); (2) all facts which lead you to believe that a right has been violated or infringed; (3) the precise location where the offending material is located; (4) any grounds to believe that the person who posted the material was not authorized to do so or did not have a valid defense (including the defense of fair use); and (5) if known, the identity of the person or persons who posted the infringing or offending material

How do we use the information that we collect?

  • If you acquire content from, or subscribe to, our services, we use the information collected to complete the transactions and service your account.
  • If you report or contact us related to Digital Millennium Copyright Act Compliance, as discussed above, the information collected will be used for such compliance purposes.
  • We sometimes use the non-personally identifiable information that we collect to improve the design and content of our products and websites, and to enable us to customize your Internet experience. We also may use this information to analyze site usage, as well as to offer you products, programs, or services.
  • We will not sell, rent, or lease mailing lists or your personal information to others unless required by law, in a matter of public safety or policy, as needed in connection with the transfer of our business assets (for example, if we are acquired by another company or if we are liquidated during bankruptcy proceedings), or if we believe in good faith that sharing the data is necessary to protect our rights or property.
  • We will disclose information we maintain when required to do so by law, for example, in response to a court order or a subpoena. We also may disclose such information in response to a law enforcement agency’s request.
  • Your access to some of our services and content are password protected. We recommend that you refrain from disclosing your username(s) and password(s) to anyone. We also recommend that you sign out of your account or service at the end of each session. You may also wish to close your browser window when you have finished your work, especially if you share a computer with someone else or if you are using a computer in a public place like a library or Internet cafe. We are not liable for unauthorized access or misuse of your account information if you do not exercise appropriate care over your login information.

European Union Users
Data protection law in Europe requires a “lawful basis” for collecting and retaining personal information from citizens or residents of the European Economic Area. Our lawful bases include:

  • Contractual obligations: In certain circumstances, we need your personal data to comply with our contractual obligation to deliver the Services offered on our Site.
  • Legal compliance: Sometimes the law says we need to collect and use your data. For example, tax laws require us to retain records of payments made for our Services.
  • Legitimate interests: This is a technical term in data protection law. We sometimes require your data to pursue our legitimate interests in a way that can be reasonably expected as part of running our business and that does not materially affect your rights, freedom or interests. For example, we may use identity, device, and location information to prevent fraud and abuse and to keep your information secure. We may also send you promotional communications about our Services, subject to your right to control whether we do so.
  • User interactions: We may analyze how users interact with our site so we can improve and develop the quality of the online experience we offer all our users.

How do we use Cookies?
To enhance your experience on our Services, we may place “cookies” on your computer or device. Cookies are small text files that we place in your computer or device to store your preferences. Cookies, by themselves, do not tell us your e-mail address or other personal information unless you choose to provide this information to us by, for example, registering with one of our Services. Once you choose to provide us with personal information, this information may be linked to the data stored in the cookie. A cookie assigns a unique numerical identifier to your Web browser or device and may enable us to recognize you as the same user who has used our Services and relate your use of the Services to other information about you, such as your usage information and personal information.

We use cookies (and Local Shared Objects, HTML5, cache cookies, web beacons, or clear gifs, all described further below) to understand usage of the Services and to improve our content and offerings.  For example, we may use cookies to personalize your experience on our Services (e.g., to recognize you by name when you return to our site, to save your password in password-protected areas, to enable shopping carts, or to tailor content or product and service offerings).

Most browsers automatically accept cookies. You can set your browser option so that you will not receive cookies and you can also delete existing cookies from your browser. However, you may find that some parts of the site will not function properly if you have refused cookies or similar tracking technologies and you should be aware that disabling cookies or similar tracking technologies might prevent you from accessing some of our content. However, your viewing of editorial content may be hampered. If you wish to block cookies or similar tracking technologies, check your browser’s instructions.

Local Shared Objects: Local shared objects, such as Flash cookies, also may be stored on your computer or device. Local shared objects operate a lot like cookies but cannot be managed in the same way. Depending on how local shared objects are enabled on your computer or device, you may be able to manage them using software settings.

Cache Cookies: Cache cookies, such as eTags, may be used to identify your computer or device as the same computer or device that visited a Service or Services in the past.

Web Beacons: Our websites may also use small pieces of code called “web beacons” or “clear gifs” to collect anonymous and aggregate advertising metrics, such as counting page views, promotion views, or advertising responses. A web beacon is an electronic image called a single-pixel or clear GIF. Web beacons can recognize certain types of information, such as a user’s cookie number, time and date of a page view, and description of the page where the web beacon is placed. These web beacons may be used to deliver cookies that conform to our cookie policy above.

These tracking technologies may be deployed by us and/or by our service providers on our behalf. These technologies enable us to assign a unique number to you, and relate your Service usage information to other information about you, including your personal information. We may match information collected from you through different means or at different times, including both personal information and Service usage information, and use such information along with offline and online information obtained from other sources (including third parties) such as demographic information and updated contact information (where that information has been lawfully disclosed to us) for the purposes of learning more about you so we can provide you with relevant content.

What About Third-Party Advertisers and Links to Other Websites?
Some of our sites contain links to other sites whose information practices may be different than ours. OBALearn.com also allows you to connect with other sites and services in order to share content and information. You should consult the other sites’ and services’ privacy notices, as we have no control over information that is submitted to, or collected by, these third parties or their use of your information.

What are my rights?
Users residing in the European Union and other countries are afforded certain rights regarding their personal information. Except where an exception or exemption applies, these rights include the ability to access, correct, and request deletion of your personal information. While these rights are not applicable globally, OBALearn users can manage their personal information as described below.

To modify the personal information you’ve provided to us, please log in and update your profile. You may also request the deletion of your account by contacting us at admin@obalearn.com.

How can I access, correct, or delete my personal information?
We will take reasonable steps to accurately record the personal information that you provide to us and any subsequent updates.  We encourage you to review, update, and correct the personal information that we maintain about you, and you may request that we delete personal information about you that is inaccurate, incomplete, or irrelevant for legitimate purposes, or are being processed in a way which infringes any applicable legal requirements, by contacting us as set out in the “How to Contact Us” section below. At our election, instead of deleting such information, we may retain it with your comment or correction noted in our records. By contacting us, you may also object to our further use of your personal information if you have compelling legitimate grounds (this may involve inactivating or deleting your account). We may ask you to verify your identity and to provide other details before we correct any inaccuracies or delete any information. Your right to review, update, correct, and delete your personal information may be limited, subject to the law or your jurisdiction: (i) if your requests are abusive or unreasonably excessive, (ii) where the rights or safety of another person or persons would be encroached upon, or (iii) if the information or material you request relates to existing or anticipated legal proceedings between you and us, or providing access to you would prejudice negotiations between us or an investigation of possible unlawful activity. Your right to review, update, correct and delete your information is subject to our records retention policies and applicable law, including any statutory retention requirements.

How long do you retain my personal information?
We will retain your personal information while you have an account with us and thereafter for as long as we need it for purposes not prohibited by applicable laws. Thereafter, we will either delete your personal information or de-identify it so that it is anonymous and not attributed to your identity. Your rights to request that we delete your personal information are set forth in the section “How can I access, correct, or delete my personal information?

How will I be notified of changes to this Privacy Policy?
Our Privacy Statement may change at any time. If our information practices change in a significant way, we will post the policy changes here notify you via email of these changes. This Privacy Statement was last updated on September 12, 2018.

How can I contact you with questions or concerns about your Privacy Policy?
Contact us:  If you have any questions or concerns about this Privacy Policy or its implementation, please contact us by email by writing to admin@obalearn.com.

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